The tax efficiency of an investment is an important factor in maximising the performance of the investment. The Salarium Financial Services investment product uses an endowment wrapper. This means that the tax is payable by the investment company and the proceeds are tax free in the hands of the investor and thus translates into higher investment returns to the investor. Listed below are some of the benefits offered by this product:
- The flexibility to pay additional amounts into the investment.
- The option to invest in portfolios that are professionally managed in accordance with an individually identified risk profile.
- Alternatively the investor can select up to seven different portfolios. These include cash, bond, property, equity and hedged portfolios – this allows them to manage their investment more actively.
- Access to both local and offshore portfolios, allowing the diversification of investment risk across a number of geographical regions.
- Switching between portfolios is allowed should investment need’s change.
- Guarantees are available on certain portfolios for the peace of mind of a minimum guaranteed return.
A minimum guaranteed death benefit.